I retired from personal blogging in July 2008.
But you can find me over at http://blog.xero.com.
Posted by Rod in Old-blog-archives at 4:24 pm on Saturday, 28 August 2004
Any suggestions on who does the best online banking experience in NZ?
My sole criteria for choosing a bank now would be the online experience. I went on ASB FastNet because they were the first. Over the last 4 years they’ve probably updated it twice and its starting to be feel very ordinary. It maybe time to move.
Peeves:
- Standard Bill Payments don’t allow you to change the reference fields each month. I have 10+ people I pay regularly. It would be nice to put in an invoice number so it’s easy to track the payment later. The standard references should be overridable defaults.
- The export format is not even well formed XML
- The browser experience doesn’t work on Pocket PC. Just some basic stuff on PPC would be useful.
- It’s difficult to tell what account your working on when creating payments or doing transfers.
What would my dream features include?
- A suite of web services
- RSS alerts for transactions
- Ability to add meta data to payee’s that came across in the XML web services
- A suite of dashboard components (say daily balances graph balances) that I could drop into another web application. Just a url to a daily balances gif would do it.
- Ability to assign read only rights so other staff could easily view balances
- Sorting of statements
- Analysis tools
The frustrating thing is that adding these features is days to weeks of work, not months.
Who will be the first bank to get it?
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